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Insurance Blog

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Back-to-School Driving: Insurance Tips for Teen and Student Drivers
September 2, 2026
September means school buses, morning carpool lines, and for many families, a new teen driver on the road. Whether your teenager is driving themselves to...
Young Asian woman at eye doctor appointment
Dental and Vision Benefits: Why They Matter More Than Employees Realize
August 28, 2026
When employees rank the benefits most important to them, dental and vision coverage consistently appear near the top—often ranking second only to medical insurance. For...
Young woman at doctor appointment
Preventive Care and Health Insurance: What Is Typically Covered at No Cost?
August 25, 2026
August is National Immunization Awareness Month—a timely reminder that staying current on vaccines and preventive health services is an important part of overall well-being. For...
Dad getting children ready for school
Back to School, Back to Basics: Why August Is a Good Time to Review Your Life Insurance
August 22, 2026
Every August, families across the country shift into a new gear. School supplies are purchased, schedules are reorganized, and households go from a slower summer...
Business owner putting up sign on store that says temporarily closed
Business Interruption Insurance: What Happens When Your Business Has to Close Temporarily?
August 19, 2026
Most business owners think about insurance in terms of protecting physical assets—the building, the equipment, the inventory. But what about the income your business generates?...
RV with boat attached parked in front of lake
Boat, RV, and ATV Insurance: What Recreational Vehicle Owners Need to Know
August 16, 2026
Summer is peak season for recreational vehicles. Whether you're out on the water with a boat, exploring the country in an RV, or hitting a...
Group of office workers having discussion
What Is a Section 125 Cafeteria Plan and How Can It Benefit Your Employees?
August 13, 2026
When business owners explore ways to enhance employee benefits without significantly increasing costs, one option that often comes up is a Section 125 cafeteria plan....
Pregnant woman at doctor visit with her partner
Growing Your Family? Here’s What You Need to Know About Health Insurance Coverage
August 10, 2026
Welcoming a new child into your family is one of life's biggest milestones—and it comes with a lot of decisions to make. Among the practical...
Young woman reading on laptop
Is Your Employer-Provided Life Insurance Enough? What You Should Know
August 7, 2026
Employer-provided life insurance, often called group life insurance, is a policy your employer purchases to cover you and sometimes your dependents. It's typically offered as...
Restaurant owner sitting at table going over paperwork
General Liability Insurance 101: A Foundation for Every Small Business
August 4, 2026
If you own a small business, you've likely heard that general liability insurance is something you should have. But what exactly does it cover, and...

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Insurance products are offered through the following insurers: AIG - American International Group (Chicago, IL); American Bankers (Assurant Specialty Pro) (Scottsdale, AZ); Berkshire Life Insurance (New York, NY); CNA (Chicago, IL); Chubb Group (Philadelphia, PA); EmblemHealth (New York, NY); Empire BlueCross BlueShield (New York, NY); Foremost Insurance (Carol Stream, IL); The Hanover Insurance Group, Inc. (Worcester, MA); John Hancock (Portsmouth, NH); Lincoln Financial Group (Radnor, PA); Merchants Insurance Group (Buffalo, NY); Narragansett Bay Insurance Company (Johnston, RI); Oxford Health (UnitedHealthcare) (Trumbull, CT); Philadelphia Indemnity Insurance Company (Bala Cynwyd, PA); The Progressive Corporation (Mayfield Village, OH); Prudential (Newark, NJ); Liberty Mutual Insurance (Boston, MA); The Guardian Life Insurance Co. (New York, NY); The Hartford Insurance Group, Inc. (Hartford, CT); The Hartford Steam Boiler (Hartford, CT); The Travelers Indemnity Company (Hartford, CT); Utica National Insurance Group (New Hartford, NY); William Penn Life Insurance (Garden City, NY); RLI (Peoria, IL); National General (Winston-Salem, NC); and other unaffiliated insurers.

Insurance services are provided by an independent insurance agency. The Excelsior Group and its producers are licensed in the states where services are offered. License numbers are available upon request. Availability, eligibility, and coverages may vary by state. Not all products are available in all states.